Do you have significant assets but little to no traditional income to show on paper? A no-income mortgage may be an option worth exploring. These specialized loan programs can help certain borrowers qualify based on factors beyond traditional income documentation, such as assets, cash reserves, or other qualifying criteria, depending on the program. They can be a potential solution for retirees, investors, and financially strong borrowers whose income doesn't fit the traditional mortgage mold. At Regal Mortgage, we’ll help you explore available options and determine whether a no-income mortgage is the right fit for your financial situation.
Regal Mortgage
1515 Ashment Ave. Suite 1, Idaho Falls ID 83404
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Equal Housing Opportunity | Privacy Policy - PMR Loans | PMR is not an affiliated or an agency of the federal government. All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures, rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply. AZ-BK #0937529; CA – Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act; WA-CL 1169. For additional disclaimers, please visit pmrloans.com/disclaimers.
The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax-deductible for federal income tax purposes and the consumer should consult a tax adviser for further information regarding the deductibility of interest and charges.
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