Bank Statement Loans

Self-employed and can't qualify off your tax returns?

Do your tax returns make it look like you barely make any money, but your business bank statements tell a completely different story? As a self-employed business owner, you know that tax deductions can make your income look lower on paper than it feels in real life. The good news? We may have a mortgage solution for you! Bank statement loans use your bank deposits to help determine qualifying income, giving self-employed borrowers another path to homeownership. At Regal Mortgage, we’ll help you explore your options and find a loan that works for your situation.

Bank Statement Loan

Bank statement loans offer a flexible mortgage solution for self-employed borrowers who may not qualify for traditional financing based on their tax returns alone. Instead of relying solely on tax returns and W-2s, these programs use personal or business bank statements to help document income and determine qualifying ability. This can be especially helpful for business owners, independent contractors, and entrepreneurs whose tax deductions reduce their reported taxable income.

At Regal Mortgage, we help self-employed borrowers explore financing options that better reflect how they earn a living, making homeownership or refinancing more accessible while supporting their long-term financial goals.

Regal Mortgage

1515 Ashment Ave. Suite 1, Idaho Falls ID 83404

208.524.8384

State Licensing - PMR Loans

Equal Housing Opportunity | Privacy Policy - PMR Loans | PMR is not an affiliated or an agency of the federal government. All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures, rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply. AZ-BK #0937529; CA – Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act; WA-CL 1169. For additional disclaimers, please visit pmrloans.com/disclaimers.

The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax-deductible for federal income tax purposes and the consumer should consult a tax adviser for further information regarding the deductibility of interest and charges.

Complaints? Email us at info@pmrloans.com or call us at (208) 629-0606

Bank Statement Loans

Self-employed and can't qualify off your tax returns?

Bank Statement Loan

Contact Us

This is an amazing program, and we want you educated!

Bank Statement Loans

Self-employed and can't qualify off your tax returns?

Bank Statement Loan

Contact Us

This is an amazing program, and we want you educated!

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