Beaches Corner Townhomes

2/1 Buydown

Lower Initial Payments: The 2/1 buydown reduces your mortgage interest rate by 2% in the first year and 1% in the second year, leading to significantly lower monthly payments for the first year.
Increased Affordability: The temporary rate reduction helps make homeownership more affordable during the early years of your mortgage, easing financial strain as you adjust.
Easier Transition to Full Payments: After the buydown period ends, your payments return to the standard rate, but by then, your financial situation may have improved, making it easier to handle the full mortgage payment.

Permanent Buydown

Long-Term Savings: A permanent buydown lowers your interest rate for the entire life of the loan, which means substantial savings on interest over time and a lower overall mortgage cost.
Predictable Payments: With a permanent reduction in your interest rate, your monthly payments remain consistent and more affordable for the duration of your mortgage, providing long-term financial stability.
Increased Home Affordability: By reducing the interest rate permanently, a buydown can make a more expensive home within reach, helping you afford a larger loan without the stress of rising payments over time.

Additional Financing

Stability and Predictability: Traditional financing typically offers fixed interest rates and predictable monthly payments, providing long-term financial stability and helping you budget more effectively.
Wide Availability: With a variety of loan options (FHA, VA, conventional, etc.), traditional financing is accessible to many borrowers, including first-time buyers, those with good credit, and veterans.
Build Equity Over Time: With traditional financing, your mortgage payments help you build equity in your home, contributing to long-term wealth as your home value appreciates and your loan balance decreases.

Regal Mortgage

1515 Ashment Avenue Ste 1, Idaho Falls ID 83404

208.524.8384

Licensing Information

Regal Mortgage is Powered by Synergy One Lending, Inc. | NMLS 1907235 | http://www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | © 2024 | Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Some loan products may not be available in all states. Subject to change without notice.

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§ HELOC loan preapproval may be granted in as little as five minutes, but ultimately depends on individual speed at entering all required information. The S1L Texas HELOC requires a property condition report of greater than or equal to average. HELOC not available in all states. Not a commitment to lock or lend. Funding timelines will vary based on a variety of things, such as verifying property condition. Actual loan amounts will vary based on your home value and equity at the time of application, as determined by Synergy One Lending using independent data sources and automated valuation models. Not all applicants will qualify.

Synergy One Lending is an Equal Opportunity Employer, EEO is the law.

Beaches Corner Townhomes

2/1 Buydown

Permanent Buydown

Additional Financing

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