Beaches Corner Townhomes

2/1 Buydown

Lower Initial Payments: The 2/1 buydown reduces your mortgage interest rate by 2% in the first year and 1% in the second year, leading to significantly lower monthly payments for the first year.
Increased Affordability: The temporary rate reduction helps make homeownership more affordable during the early years of your mortgage, easing financial strain as you adjust.
Easier Transition to Full Payments: After the buydown period ends, your payments return to the standard rate, but by then, your financial situation may have improved, making it easier to handle the full mortgage payment.

Permanent Buydown

Long-Term Savings: A permanent buydown lowers your interest rate for the entire life of the loan, which means substantial savings on interest over time and a lower overall mortgage cost.
Predictable Payments: With a permanent reduction in your interest rate, your monthly payments remain consistent and more affordable for the duration of your mortgage, providing long-term financial stability.
Increased Home Affordability: By reducing the interest rate permanently, a buydown can make a more expensive home within reach, helping you afford a larger loan without the stress of rising payments over time.

Additional Financing

Stability and Predictability: Traditional financing typically offers fixed interest rates and predictable monthly payments, providing long-term financial stability and helping you budget more effectively.
Wide Availability: With a variety of loan options (FHA, VA, conventional, etc.), traditional financing is accessible to many borrowers, including first-time buyers, those with good credit, and veterans.
Build Equity Over Time: With traditional financing, your mortgage payments help you build equity in your home, contributing to long-term wealth as your home value appreciates and your loan balance decreases.

Regal Mortgage

1515 Ashment Avenue Ste 1, Idaho Falls ID 83404

208.524.8384

State Licensing - PMR Loans

Regal Mortgage is Powered by Premier Mortgage Resources | NMLS 1169| © Copyright 2025 Premier Mortgage Resources, LLC (“PMR”) | NMLS # 1169 www.nmlsconsumeraccess.org| Equal Housing Opportunity | PMR is not an affiliated or an agency of the federal government. All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures, rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply. AZ-BK #0937529; CA – Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act; WA-CL 1169

Beaches Corner Townhomes

2/1 Buydown

Permanent Buydown

Additional Financing

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